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Access Health CT: Enrollment Still Open

Deadline for 2014 coverage is March 31; benefits start Jan. 1 for those who enrolled before Dec. 24.

A release from Access Health CT, the state's Affordable Care Act exchange:

Dec. 23 was a record day for Access Health CT (AHCT), with the highest daily enrollment performance since the Exchange’s launch. More than 6,700 individuals applied for coverage before the deadline of midnight on the 23rd and will begin the year with coverage on Jan. 1, 2014. This brought the total enrollment from Oct. 1 to Dec. 23 to more than 62,000 individuals.

Enrollment is still open, and will continue until March 31, 2014.  In order to begin coverage on the first of a month, individuals must apply online by the 15th day of the previous month, and pay carriers the first premium payment by the end of that month.  For example, if someone applies for coverage by the 15th of January 2014, and pays their insurance carrier by the 31st of January, they will be eligible for coverage on Feb. 1, 2014.  Enrollments occurring after the 15th will have coverage begin the following month.  Again, as an example, if an individual enrolls on Jan. 17, coverage would be effective on March 1.

With the rush of activity occurring on the 23rd, Access Health CT is reaching out to three small groups of enrollees to ensure they were able to complete the applications they began prior to the cutoff.  The first group is individuals who were on the phone with our call center or waiting in the queue for their call to be answered as of midnight on Dec. 23rd.  The second group contains individuals who had submitted paper applications on time. Lastly, there are individuals who were initially deemed ineligible for Medicaid, but with new clarification of spend-down rules, may now be eligible for commercial insurance with tax subsidies. 

AHCT staff is currently reaching out to all of those affected individuals proactively to get them enrolled for coverage effective on Jan. 1, 2014.

For individuals outside of these already identified groups, who believe they should be deemed eligible for coverage effective Jan. 1, 2014, an appeals process has been put in place.  Individuals interested in filling an appeal should either call 855-805-4325 or mail their appeal to Access Health CT Appeals, P.O. Box  # 670, Manchester, CT 06045-0670.

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